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Can a hard enquiry be taken off or it's effects covered up for?
I went to a car dealership to check out their latest offers on a new car. Was just browsing through. Looks like they made a hard inquiry on my account which cost me 37 points. But I never asked for an auto-loan or went through with the deal. Will it still be there on my credit report no matter what? Can something be done about it?

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