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gibhvac

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Can a death help or hurt a persons credit.
Long story, short. Couple was married ,got separated for 4 years, never dissolved the marriage. Credit was ruined from the separation , the bills could not be paid from the hardship. Person unexpectedly dies. Will their death help with getting credit counseling to payoff the credit cards to avoid bankruptcy.

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That likely would be seriously considered in working out payment arrangements.  Any insurance benefits would have to be applied and that would be an additional factor in negotiating settlement of the debts.  A bankruptcy attorney likely may have sound advice to settle this, possibly without ever having to file bankruptcy, and the initial consultation is often free. 

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