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paplady

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calls from debt collector
I have no debt in collections on my report so why the calls from a debt collector?

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Another possibility...

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This is a call from a 'skip tracer' who was hired by the collection company to find someone that lived at your address, or in the same town, or has a similar name.  If they are using your name in the contact, just send them a letter asking for vallidation of the debt.  They would have to return this information within 30 days of the date they get the letter or cease collection activity.

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Couple possibilities comes to mind, one, the debt isnt yours, they call you out of mistake, or, hopefully it isn't out of identity theft. Second, it's your debt but from beyond 7 years and has been fall out of your credit history. Tho it's no longer on your report but its still your debt...

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