Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
1negativeleft

5 Contributions
0 People Helped
By paying the OC in full, will the CA stop reporting and delete derogatory?
OC is Comcast. CA is Enhanced Recovery. Debt is valid. Comcast said I can pay them. Negative is reported by Enhanced

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-4 of 4Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
935 Contributions
132 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

Comcast does not usually sell their accounts, they merely assign them.  The figure sooner or later, you'll be back.  (Nice thing about a monopoly on service).  Enhanced does not have to retract the recovery from the credit file.   When you talk to comcast you'll need to discuss your desire for it to be deleted.  If they are willing, then it can be withdrawn by Ehanced as Comcast was paid, thus Enhanced has nothing to collect and no collection.   This is only if Comcrap agrees.

Top Contributor

Reply by
faidros

935 Contributions
132 People Helped

I meant, only if Comcast agrees.

Reply by
1negativeleft

5 Contributions
0 People Helped

Thanks! My plan is to pay it off in the next few weeks get a physical receipt and send to bureaus....again and again and ERC, dispute it and crawl thru glass if I have to, to get this deleted. When first talked to Comcrap :) she said they wouldnt delete just post as paid. But she's just CSR. I read a post where people had more luck going higher up. I'll update after I pay. I think I should talk to a supervisor before paying. I need this gone

5 Contributions
0 People Helped

Paid Comcast in full. They said account will update in 24-48 hours and will delete from credit report within 30 days. Verbal promise not in writing. Had her repeat clarify and check to make certain. Now I wait

5 Contributions
0 People Helped

Marked as paid

Showing as closed on Transunion waiting for Equifax. I'd like it removed but at least my score went up 45 points! Worth it to pay them off

Reply by
1negativeleft

5 Contributions
0 People Helped

Done! They reported it as paid and closed. I would like it to disappear but I am happy it's over. They kept their word. Better going through original creditor. Collection agencies are run by two year olds with no professionalism.

5 Contributions
0 People Helped

Called ERC told them I paid Comcast and the guy hung up on me! Then I went to Comcast and got a physical receipt and asked for a deletion. The CSR was for sure it would be deleted in 30 days. Ugh the waiting kills me. Should I send receipt to the beaureus now or wait til 30 days expires in a week?

Results 1-4 of 4Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.