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jpb19

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Buying a home with credit damage from college credit cards
I got in to trouble with a couple of credit cards when I was in college. I have since paid off all outstanding debt on each of these however they are still negatively effecting my credit score. Some of the cards are showing up with a 0% payment status on my report, when I did in fact pay them off. I am looking to buy and home in the next 3-5 months and really need to improve my credit score quickly. What is the best way to go about repairing my credit score?

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unfortunately there is no way to improve your score quickly as long as you have a 620 credit score and have no more then 30% of your yearly income going towards bills that includes: groccery, car, loans of any kind, utilities....you can get approved though FHA  

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