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Chrega

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Build my credit score faster
So I'm only 21 but I started building my credit right out of high school with a credit builder loan and I got approved for a car so I have a car payment. My credit history is 2 years old and I have never missed a payment. I never plan too either! I also got a credit card that I only use for gas and emergencies and I pay it off every 2 weeks and it's helping my credit build as well. The limit on it has increased too which I believe helps. My credit score is a 689. Almost to 700 but I'm wondering what else I can do to help it build faster because in about a year, I'm looking to get a house and I would like my credit score to be significantly higher if possible. Does anyone have any tips for my situation?

I also have student loans that don't need payments made right now.

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Get one more credit card for now, do as much reading on credit as you can, keep an eye on your FICO scores too.

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