Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
terricar05

0 Contributions
0 People Helped
Bogus Hard Credit Inquiry
A hard credit inquiry was added to my account that i did not initiate. Lender: LWARD INC regarding Home Furnishings. My score went down 11 points because of someone using my name. What do I do?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1132 Contributions
1210 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

Write a letter to the Credit bureau(s) reporting the items and explain what is going on: It should be removed from your credit file. I would also contact LWARD and find out who authorized such a transaction.....

Top Contributor
1884 Contributions
3672 People Helped

You can go to the CRA's website

Each of the 3 Credit Reporting Agencies have a website. There you can file a dispute on line.  They will investigate it genereally its removed within 30 days if they can't verify it.

Good luck 

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.