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Better to pay off collections or wait for them to "fall off"
I have 4 accounts in collections some as small as a few hundred dollars, but one is a couple of thousand. They are all almost 5 years old. I am trying to clean up my credit so we can buy a house. All of my currents accounts are current and either paid in full or low balances (with the exception of our car loans, but they are 0% interest and current)

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