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Chachie210

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Better my credit score/Pay Off Debts
Is there possibly any way i could put all my debts i owe together so i could make one payment with having a horrible credit score in the 440s area, so i could better my score overall.

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Nope!

Seems like you need to learn better money management skills.   That is the only way you will be able to get out of the Hole you are currently in.   And with a Score like 440 it will take you a few years to see the high 600's.  

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You will find your search very difficult and your score lower even further as any prospective firm views your credit in which to make a determination.   If you are reliable, you may want to consider asking a family member to co-sign for a loan for you so that you can consolidate your debt, using their good credit as a means to the end you desire.  

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