Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
forenspsychostudent

0 Contributions
0 People Helped
Best way to handle suspect collections claims?
So when I was younger I went through several health issues and my parents footed the bill. Now that I am an independent young adult, I pulled my credit score and noticed two medical bill collections claims. Both claims are from the same medical institution and are a minor amount (together total to less than $250). I'm really not sure these are valid as my parents are very financially stable and have never had debt in their life. The collections account lists my personal address, but I have never received any notices.
What would be the fastest way to remove them from my credit report- just pay it off no questions asked, or file a claim? Im totally fine shelling out the $250 if that's the faster way to improve my score, but id like to know what to expect ahead of time.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
9964 Contributions
4252 People Helped

If you were covered under your parents' insurance, then dispute the debt on that basis.  AND, if you were a minor under 18, you are not liable for that debt.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.