Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
egebert

0 Contributions
0 People Helped
best place to contact regarding debt consolidation
consolidate redit cards into 1 payment to get all paid off

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7371 Contributions
3810 People Helped

What you want to get is a card that will cover those other credit cards and give you at least 12 months at ZERO interest rate on the balance transfer.  There are some under credit cards on this site and you can check with local banks and/or credit unions.  If you do get a balance transfer, DO NOT close the other cards, but keep them someplace safe and use them just occasionally (once or twice a year) to keep them active.  The more available credit you have, the better your credit score will be.

There is no guarantee you can get a card right now, but if you have been learning from the articles on this site and clearing up some "problem" areas you just may be on your way.  I'm still waiting for some slow pays to drop off, but I did get the consolidation.  After running the credit simulator and finding a consolidation would improve things for me, I took a deep breath and made the plunge. 

Wish you the best!! 

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.