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popsybrown

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best loan option for home remodeling with out home equity loan?

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Remodeling w/o home equity loan

Hi, if you are using one of the big box stores like Lowe's or Home Depot for your materials, you  can apply at the store for a "project loan" which is very good as the terms are much better than a traditional credit card. The loans will have "windows" of time to complete your purchases, (usually six months) in case you run into issues along the way with your remodel. You can also ask for the "bid room" pricing at Home Depot, or QSP pricing at Lowe's. Each store will have a minimum you must spend at once to qualify for these special pricing programs, but usually around $2500 total I believe. You can look at the terms for Home Depot project loan here: http://www.homedepot.com/c/CC_Home_Depot_Project_Loan Or Lowe's here http://www.lowes.com/cd_84+Months+Special+Financing+Terms+Conditions_1365791749179_

Also don't forget to look at you municpal building, somethimes there are programs available to assit there too.

Good luck!

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