Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Banking
Profile Image

Question By
Bill714

5 Contributions
33 People Helped
Best Egg deceptive lending practices
Application is deceptive. The loan application says less than 50% complete when they pull your credit. There is a usury law in Colorado that 21% is state maximum interest rate their offer was over 25% Interest. Between BEST EGG illegal rates and deceptive lending practices Credit Karma should not be affiliated with the BEST EGG crooks.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1884 Contributions
3675 People Helped

They are operating outside your state

and should have a adendum that reffers to your state somewhere on their form.

if you did not complete the application, Then Check your credit report, If the inquiry shows up, file a dispute right away and the credit bureaus should remove the inquiry from your report.  

And Don't do business with Best Egg, Since they obviously aren't! 

Good luck 

Top Contributor
988 Contributions
550 People Helped

Helpful to 0 out of 1 people

From quick searching it sounds like you need to read up on your state's usury laws.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.