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Sunny02016

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Best credit card for rebuilding?
My credit score is about 640. I am trying to rebuild my credit after ex husband killed it. I just applied for a capital one-as it was recommended via credit karma that I would have a good chance. I was denied. I don't want to keep putting inquiries on my credit. I just need something to rebuild my credit. What's killing it is delinquencies from the ex that also had my name on them. Any advice would be greatly appreciated!

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Top Contributor
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Which CapOne did you applied for? Platinum = easier, Venture = much harder. Try to use banks pre-qual page whenever it's possible, but give Discover and Bank of America's pre-qual any consideration, you can put in your pet's name and SSN of 1234 into Discover and see what happens.

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It might not be the "best" but it's "safer" by going with a secured card.

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