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Bank of America modification loan ruined my credit
I went through a home modification at Bank of America beginning in the summer of 2010. After going through the process 3 times with no success (they lost my paper work every time and I had to start over). I went without paying my mortgage for months at a time, just like they told me to do. But when I would get a letter from the county telling me my house was going to auction, I would pay the past due amount owed and get current again because I didn't want to lose my house. So i have been current for about 1 year and am trying to fix all the past due reports on my credit report. Anyone have any advise. Thanks for your help.

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