Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Mortgage
Profile Image

Question By
TexTheTank

0 Contributions
0 People Helped
Bank of America modification loan ruined my credit
I went through a home modification at Bank of America beginning in the summer of 2010. After going through the process 3 times with no success (they lost my paper work every time and I had to start over). I went without paying my mortgage for months at a time, just like they told me to do. But when I would get a letter from the county telling me my house was going to auction, I would pay the past due amount owed and get current again because I didn't want to lose my house. So i have been current for about 1 year and am trying to fix all the past due reports on my credit report. Anyone have any advise. Thanks for your help.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.