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rmsmith1

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Bank of America Credit Limit Increase
I've had my BoA card for about 1.5 years. My limit is only 900. I make payments early and well over the minimum. My utilization isn't that great though (about 60% but I'm working on getting it lower) but I'm in need of a credit limit increase. I have a new job & my income is 49K and there are certain business expenses (mostly traveling) that I need a higher limit for. What do you think my chances are of getting a credit limit increase? Credit score is 623 but according to the simulator my request for a higher limit would bring it up to 699 because utilization is really the only bad thing about my credit.

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