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Need2know500

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Balance Tranfer Limit
What if my credit limit is too low for my balance.? Will I be stuck paying two bills I can't afford?

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to your previous post.  How much debt are you talking about?

Many posters on this site recommend Dave Ramsey's view on paying down debt. I like, and recommend, paying down your highest interest credit card first. Put as much money as possible towards your highest interest card, and make minimum payments on the others. Once the highest interest card is paid off, then put all of that payment towards your next highest interest card, and so on. You need to stop using all your credit cards, and only live within your means.

Many people waste so much money on eating out, getting morning coffee. A $4 cup of coffee, 5 days a week comes to $80 a month! Add a breakfast sandwich, going out to lunch everyday adds up tremendously. At your home or apartment, raise your air conditioning thermostat to 78 degrees to save electricity costs.  Save vehicle fuel costs by planning and organizing your trips into fewer trips.  There are usually many areas people can budget in to save costs.

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