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Auto Loan for $25k-$28k
I'm looking to finance a car and need about $25,000. I'm currently financing a car with 8.9% interest and that was a couple years back and since then I've raised my score about 40-50 pts. At the time of the previous loan i had id say a 625 or so. Now its around 675 and I' will be looking to buy in another year or so, so I'm hoping my score will be over 700 by then. I'm wondering if its possible to get my payments around $400/mo with a 72mo loan? I only have on record one missed payment (less than 30 days late) and that was about 3-4 years ago. Since then, never been late. My monthly income is about $4500 currently.

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