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Machino

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Auto loan charge off placed for collection after 4 years
If an auto loan charge off is placed for collection after 4 years does the time for that account to drop off start over?

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Per FCRA section 605, The length of time charged-offs and collections can be included on your reports is 7 year plus 180 days from Date Of First Delinquency. It dose NOT go by any other dates.

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