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abhaypatwa

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Auto loan approval odds for a new car with 600 credit score

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There are auto lenders out there for just about any credit situation, just expect to pay more if your scores are low. More than credit scores go into a lender's decision, your overall credit profile is just as important, especially previous auto loan history. Your debt to income ratio, your time at your job, the year and mileage of the auto to be financed, amount of down payment are among other things that go into a lender's decision. Look around for car dealerships that advertise to work with bad or no credit or advertise 100% credit approval. Just don't get into a bad deal, doing so would cause future hardship. The best advice for your situation is to try to find a beater car for cash or a very minimal amount to be financed and work to build your credit before applying for something more expensive. There are many ways that you CAN improve your credit. Spend as much time as you can reading all about ways to build your credit in addtion to all credit related topics. If you have any questions along the way, please feel free to ask.

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