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Authorized user to Dads High limt CC.Do collectors know It's not my card and im not that rich?
Yers ago I was added to my Dads card in collage. I am a JR and have same name. On my credit report it shows up as my card for over 10 years. Its under all the satistics of my Credit report like its my own.His card is a massive 24k limit card. I am being persued for an old 2k of Card debit. I think they think I have 24K of credit am I'm holding out on them. What can I do? Does this effect me?

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