Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
jaydotgomez

0 Contributions
0 People Helped
Authorized user on anothers acct, they went delinquent & got it closed. Will that affect MY score?
I am/was an authorized user on someone else's credit card account. Unbeknownst to me they went delinquent on the account. Then the company closed out the account because it was so overly delinquent. My question is since I was still an "authorized user" on the account when it went delinquent and was subsequently closed will that reflect on MY credit score even though it wasn't MY account. Thanks for any help.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7816 Contributions
1483 People Helped

Is the account still on your credit reports? If so and if negative status, you need to contact the credit bureaus and tell them that you are no longer an authorized user on this account as it is closed and you would like it removed from your credit reports. To answer your question, yes, negative info on an account you are an authorized user on is negative info on you.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.