Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
HeatherDawn80

0 Contributions
0 People Helped
Authorized User
I have been an authorized user for almost 2 years on my room mates credit card and now the account is closed with a balance due of course. My question is, how do I go about removing myself as a authorized user and is it even possible? When and if I am removed is it still going to show up on my credit report still?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1884 Contributions
3672 People Helped

Contact the Card company

The numbers on the back of the card.  Call them and explain whats going on.  I'm not sure how the card company will approach the situation.  If your roommate is past due, they may want you to pay off the card before you are removed.  As a signer on the account, they probably don't have all your personal info readily available,  DON'T give them any more than they already have.

Give them a call, hopefully you will get a sympathetic ear that is willing to work with you.  No guarantee but its worth a shot.

Good luck

Reply by
BigNeeNee

1 Contribution
0 People Helped

Call and have yourself removed.  Once you are removed it will wipe out all data of the account.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.