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InittoWinit4Ever

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ANY Reason a Debit won't be Taken off a Credit Report After Seven Years?
Just as the subject question said.

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A judgement can last for longer and be renewed every ten years if not paid. A federal loan debt is exempt to the seven year rule and can remain until paid. Accounts closed in good standing remain for ten years or longer (never try to remove them). Most charge offs, credit cards and non-federal installment loans are subject to the seven year rule and can easily be removed if older than seven years. Seven years starts from the DOFD (date of first delinquency).

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