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Always going to be in the dark??
My credit is beyond shot at this point, and it's all because of student loans. I pay as much as I can, but it doesn't help at all. I have a car loan that I have made faithful payments on, I've paid off useless credit cards. All that's on my credit history is those darned student loans and my car loan. I am literally drowning by paying on them (just about $500 a month out of a 1600 a month pay), and it doesn't seem like I have any help in sight. I can't refinance my car because my score is so low, and no one with a good credit card will offer me anything because of my score. And it's all because I tried to better myself and get a good job. I feel so worthless. Can anyone suggest anything at all to help me out here?

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