Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Student Loans
Profile Image

Question By
ajbaker01

0 Contributions
0 People Helped
Always going to be in the dark??
My credit is beyond shot at this point, and it's all because of student loans. I pay as much as I can, but it doesn't help at all. I have a car loan that I have made faithful payments on, I've paid off useless credit cards. All that's on my credit history is those darned student loans and my car loan. I am literally drowning by paying on them (just about $500 a month out of a 1600 a month pay), and it doesn't seem like I have any help in sight. I can't refinance my car because my score is so low, and no one with a good credit card will offer me anything because of my score. And it's all because I tried to better myself and get a good job. I feel so worthless. Can anyone suggest anything at all to help me out here?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.