Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
kapsiuk

0 Contributions
0 People Helped
Age of credit history is not reflecting correctly because my accounts have been sold.
I have had each of my credit cards for over 10 years, and most for over 20. However, my Upromise cards have been sold from Citibank to Bank of America, and finally to Barclays Bank, and each time my accounts are sold, they get listed as "new" accounts with that bank and therefore my "age of credit history" shows as much lower than it actually is. This is the only thing keeping me from having PERFECT credit and is so frustrating! My scores are above 800 anyway and my husband tells me not to worry about it but I fell as though my rating should reflect the perfect status that I have earned. I have tried contacting the banks and credit bureaus but they are no help. Any ideas out there? Thanks!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7368 Contributions
3809 People Helped

Husband is correct.

Relax, because it sounds as if every account you have will be registered on your credit reports as having an excellent on-time payment record no matter how many times the account changes hands.  Keep that up and don't worry about the numbers.  Your payment history will work in your favor.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.