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clynt

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after ch7 credit scores
ck shows112 point differences between scores from tu and ex

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your an official member now.

The theory is CK makes your credit look bad by using the opposite credit formula TU and EX use, hoping you wont check your actual scores and then try and peddle all these credit cards onto you telling you how you can help your score by getting a credit card.

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The fact is, Credit Karma is here to teach how credit works, and they do so very well for those that have the good sense to read the articles and learn.  The information here is not taught in schools, no t even college classes and too many people are, frankly, ignorant about credit.  I have a degree in business and learned a lot here. Now my score is excellent, and I am on a fixed income.  Read.,learn and become credit smart.

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