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SimplyChecking123

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After 7 years, got an old collection bill
My credit now shows no collections no past dues, I am rebuilding it, i just got a new credit card. All the sudden, I got a collection bill, dont even remember owing it. Will this affect/be added to my credit again?

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Top Contributor
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As long as that account is 7 1/2 years from Date Of First Delinquency? It can't be included in your credit report but do check your report frequently, collection agencies aren't known to be the rule followers and certainly aren't tidy with their reporting practices.

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