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My CC utilization is high. I stupidly cashed advanced to pay my mortgage during my divorce.I have since been able to get a mortgage with my son. Nobody wants to give me a consolidation due to all the late pymts during my divorce on my previous mortgage..Any ideas other than getting a part time job just to pay CC. I have chronic fatigue syndrome and a few other health issues so I am afraid I will not be able to keep 2 jobs...I have tried personal loans, consolidation to one card, my credit union. I don't want to get a negative effect by contacting a credit counseling agency. For I am 50 years old and want my credit back to normal,it is 666 and high utilization. Divorce also took my my 760??? Any advice

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