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Zella1

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accounts pd off,HSN,NfM,younkers
will this increase my credit score

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Top Contributor
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It should, however, it would have had a greater impact if you would have asked to have these items remove from your file once you paid them off. Its called pay for delete. It looks way better on your credit file if you can remove the negative item completely verse paying it off and it still show up that you had a problem. It's like treating a wound and letting it heal, leaving a scar; or treating that same wound and also using scar removal cream that removes the scar once the wound is healed. Good luck my friend....

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