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wmfr

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Accounts in Collection. Report date vs date open.
Just wanting to confirm the 7 year window is based on the date the account was opened, correct?

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No. Unless your State specifically stated other wise, It's 7 1/2 years from the Date Of First Delinquency. It dose not go by any other dates, not when the original account was opened/closed or when collection agencies received their collection authority (their open date).

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