Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
JennyAK

1 Contribution
0 People Helped
Accounts being removed from my credit
from what date do I look at on my credit report to determine if I can have it removed from my report? I don't know if it is 7 years or 10 years from what date - date filed, date closed......???? I know after a certain length of time accounts should fall off my report and if they haven't then I can request it, but I don't know what date I should look at and how long they legally have to stay on.....

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
122 Contributions
304 People Helped

Credit Report Items

Trade lines drop off your report 7 years after the month the account first went delinquent and payments stopped. Any payment you make or made thereafter restarts that 7 year clock.

Reply by
JennyAK

1 Contribution
0 People Helped

How can I tell when the 7 year clock started? Where am I looking? I know there are things on my report that should have fallen off but before I go to the reporting agencies I want to verify myself.  Thanks for the help.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.