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Account was closed with a balance showing on my report now. Is this going to effect my score?
My ex gave me a credit card for emergencies when we were together. We broke up years ago and I found out he never removed me from the account. I asked him to and now it is showing on my report that I have a closed account with over $11,000 balance and I didn't contribute to any of that debt. How long is this going to be on my report? Is there any way to remove it?

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