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Admiralfeb

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Account shows $0 balance, but still shows as open-charged off. Should it not show closed?
Account was paid off in 2012 if memory serves. Credit Karma now flags it as an account with no recent activity.

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Also, there is an account note that shows "Paid Collection"

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It should be marked as closed, but it wouldn't really change anything by getting it marked as closed and if the account has not update in a long time, when you get it marked as closed the account will update and that would harm your scores.

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