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Account sent as late every 3 months...
almost 20 years ago a company said that I owed them money, which was paid to them through insurance I had bought for life and disability. They cannot show me any records now because the "account" has been sent from one place to another and they are messing up a perfect credit report for me. They put up a notice once every 3 months saying I am late on this account. What can I do about it without having to hire an attorney?

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