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Durango2004

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Account reflected in my report is not my acct. I live in Puerto Rico, since early 2010.
Since 2008 I have not applied for credit. I retired in 2008. There are collection which affects negatively my credit unfairly.

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Dr.

What should a person do when the credit report shows a collection that he have no knowledge about it and is not his or her account? 

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File disputes with the credit bureaus showing the errors.

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