Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
FancyPansy

0 Contributions
0 People Helped
Account in collections
There was a false report of account in collections reported against my credit. I was told in March by Collection agency that they sent request for this to be removed...however it is still there. How long does it take to update?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1884 Contributions
3672 People Helped

up to 60 days.

depends on how often they report and when cross reporting occurs.  Generally sooner, but it can take that long.  If its still there after 60 days file a dispute with CRA on their website.

Top Contributor
3051 Contributions
2786 People Helped

I would contact the collection company again and get that in writing.  Then send a copy of their letter to all three credit bureaus via regular mail.  I just found out today that if you dispute online, then the bureaus don't have to adhere to all the responsibilities set forth in the FCRA if you agree to an "Expedited Dispute Resolution", so from now on I tell everyone to do it in writing.  It's a pain, but you don't want to give up any of your rights for the bureaus to actually do their jobs and investigate disputes.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.