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Whattheheckreally

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Accepting credit cards at my business
I accept credit cards at my business using Bank of America merchant services. Paying a lesser rate than the 2.75% that the "Square" offers when using a mobile phone. A company called "National Vender Solutions" called and said they could beat my current rate. I filled out their application and after completing their qualifying background check, I dropped 2 (two) Credit Rating points! Why would that lower my score? I'm already accepting credit cards? Is there something about THAT company? Is there anything I can do about the drop in my score? To top it all off, I kept Bank of America because of all the additional fees they will going to charge!

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