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JOEY511

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about having a credit card fromcapital one
i now have a credit card from chase my sister cosigned for it will having another one really help...also i heard that there are people out there that claim they can get your credit report cleaned up something about it has to be disbuted or taked off your report have you ever heard of this?

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A GENTLEMAN CALLLED ME AND TOLD ME THAT HE COULD GET ALL OF MY BAD DEBT OFF OF MY CREDIT REPORT BUT I HAVE TO PAY HIM  99.DOLLARS A MONTH..ALSO IS THERE A CERTAIN AMOUNT OF YEARS THAT YOUR BAD CREDIT STAYS ON YOUR CREDIT REPORT  IVE HEARD AFTER 7 YEARS YOUR OUTSTANDING BAD CREDIT IS TAKEN OFF  IS THIS TRUE?

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Hi

I would be very careful about dealing with someone that claims to clean everything off your report for $99 month, sounds like a scam for sure. You are correct most things will fall off your report after 7 or 7 1/2 years.

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