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themesharayford

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A credit card in collection not yours
I have a mark on my credit score that is not mine it from North Amercn I do not have a credit card with them but it has gone in collection for $108.00

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Errors are common on credit reports which is why we are advised to check them annually.  Go to annualcreditreport.com to get copies of all three credit reports.  If you find errors, file disputes.  You can get the instructions for this if you look on the left side of this page, find "Articles" and go through them to find the one on disputes.

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