Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
Greuber

2 Contributions
0 People Helped
A charge card is listed as a credit card?
I have an amex charge card that is listed on credit karma according to Transunion, I thought only credit cards got listed?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
22 Contributions
1 Person Helped

Helpful to 0 out of 1 people

Charge card! You also charge your purchases to a credit card. Sounds like a cedit card to me, just different. Kohl's charge card (retail credit card, Hello, is anybody there?!

Reply by
Greuber

2 Contributions
0 People Helped

As I told another person that replied, Credit cards give you options to pay over time, with interest applied,charge cards expect the entire balance every month, because it is a charge, not a credit purchase. i don't see that as being a creidt card, only different (how exactly does that make sense anyway?) It is different because it is not a credit card.

Top Contributor
7371 Contributions
3810 People Helped

Helpful to 0 out of 2 people

It IS a credit card.  Read the articles so you can get your thinking straight.

Reply by
Greuber

2 Contributions
0 People Helped

Credit cards give you options to pay over time, with interest applied, charge cards expect the entire balance every month, because it is a charge, not a credit purchase. Your snarky answer does not help, thank you for exactly nothing.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.