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jaibronx

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82K payed off, my CS goes down, WHY??????
82K loan paid off, why did my CS go down?

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Because you paid off a loan.

Lenders created credit scoring and they like it when you owe them money. Its means that they are getting richer.

The people with the best scores owe a lot and pay their bills on time.

As long as your score is above 700,  it really doesn't make any difference in the big picture.  I say Save the interest and suffer with a lower score. It will most likely bounce back to with in a few points of where it was in about 90 days anyway.

Hope that helps.

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