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jakehoward

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533 credit score only 1600 in debt?
Hi
I currently have a credit score of 533 but am only in 1600 due to 5-6 accounts that went to collections and a unpaid Wi emerges bill. No credit cards and no loans. Im working on paying off these debts and would like a small credit card to help build up this score. What are my best options and does this score sound correct for this small of a debt?

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Low score

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Sounds about right.  You need a credit card and use it every month.  Pay it off in full when bill comes in and not before.  Slowly your score will improve.  No fast way to improve it.

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