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summer2015

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5 out of 7 collections have been paid/removed. Score remains the same. WHY??

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In a lot of cases a paid collection and upaid collection are no different for scoring. A collection on your report is still a collection on your report even if it was paid. It is always best to do "pay for delete" agreements whenever possible to get the collection completely removed. You said that you did get some removed and your score likely did increase due to that, but something else brought it back to where it was, it is possible that some of the collections that you've paid did not update for a period of time and when you paid them the accounts updated and made the collections look fresh resulting in a score decrease or depression.

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Reply by
TaylorP61

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I frecently had a Collection Account Paid in Full and removed ( Completely Deleted) and Score has not Changed,... Also  Have made a Third ontime Payment to New Loan and Score has not Changed. 

??? Any Ideas?    

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