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CT23

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$327 account opened 12/08 now shows up as LVNV. Should i pay it?
Opened the account when i was 18. No credit at all. Never had a credit card or anything. The account was opened 12/08 and says it was reported 11/2013. Should I pay it or let it go?

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send a Validation letter

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First step should be to write a Validation Letter,  you can find a template on line, Google it.  All contact should be in writting. Never on the phone.

If they are able to validate the account then pay it, It's not large enough to try and fight it. IF you decide to pay it, get an agreement in writing that if you pay it off they will remove it from your CR right away. 

Good luck!

Top Contributor
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LVNV is one of those lousy "junk debt buyers".  I've dealt with them years ago.  They usually back off real quick when you request a validation of debt because they can't provide it.  Follow Eddy TX advice on dealing with this.

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