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norcimorci

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3 different credit scores, all provided by TRANSUNION ?
How is it possible that I have two other sites ( as part of being their credit card holder) that monitor credit and just like Credit Karma's, their score is provided by TRANSUNION, but there is a 100 point difference between the sites. I would understand if they were from different bureaus but they are all by Transunion. I find this very strange, how is this possible???

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There are literally hundreds of different credit scores calculated by the credit bureaus and by independent companies (such as Credit Karma).  The only score that matters is your FICO score, that is what 99% of lenders look at when you apply for credit.  There are 3 ways to obtain your FICO score 1) if you have a Discover IT card, they give it for free on each monthly statement 2) you can purchase your FICO score from www.myfico.com 3) have a creditor/lender pull your credit report when you apply for credit.  I know it is frustrating and very misleading with all the different scores.  That is the way the bureaus and creditors keep us consumers in the dark, which really sucks.

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