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2nd or 3rd collections company
My score is very low (546). All I have 4 collections and it is just 2nd or 3rd collection CC companies. The balances are delinquent from 2005. My total debt is $3400. I have 1 judgement ($1054). How can I raise my score. I also have student loans of $11000 right now but they are not delinquent since I am still a student. I have no job either.

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