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Question By
Dave0944

6 Contributions
5 People Helped
20 point drop after paying down credit card balance
No changes to report other than CC utilization dropping to under %20. No negatives, no late or missed payments, no closed accounts. Took advantage of sales to buy a couple new appliances during after xmas sales with no interest on credit cards. Took another big hit because I used a couple cards and cc utilization rose to close to %40. Since payed one completely off and the other down to under 20%. Between the two actions score has dropped 60 points since January WITH NO other changes. Seems very arbitrary and unfair. Anyone got any insight?

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