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OheLLnoBadCredit

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100 Point Drop in One Week and No Negative Changes?
the only change in my report between this week & last week is my credit utilization % went down to 9% and my perfectly paid account is now shown under accounts... both scores show a 100 point unexplained drop. . furthermore I got an email saying my score was growing, congratulating me.. is this a malfunction?

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Sounds like a malfunction to me. I suggest ignoring the scores here. If you are truly worried about your credit scores, purchase your FICO scores somewhere.

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