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Posted in Paying Your Bills
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ljhoops

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1 missed payment in 10 years
I have had a perfect payment history for 10+ years and recently missed a payment for $30. Is there any way to work with the credit companies to have this removed from my history as inconsequential or negligible?

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Credit Karma Team
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Hi ljhoops,

The best course of action is to contact the lender directly. Explain your situation, and ask nicely if they can remove the mark from your record. If you have a great history with the lender, they may be able to help you. They're not obligated to do so, but it never hurts to ask. 

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